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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,195 | $91,179+103.1% | $178,499+3.8% | $79,852+131.9% |
| Participation rate | 93.8% | 69.2%+24.5pp | 81.9%+11.8pp | 69.6%+24.1pp |
| Annual return | 5.21% | 24.19%-19.0pp | 151.10%-145.9pp | 31.72%-26.5pp |
| Employer contribution / active EE | $8,894 | $3,256+173.2% | $5,011+77.5% | $2,471+259.9% |
| Participant deferral / active EE | $6,930 | $3,236+114.2% | $5,202+33.2% | $3,740+85.3% |
| Admin fee / account holder | $9,526 | $6,749+41.2% | $13,986-31.9% | $5,306+79.5% |