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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,091 | $175,259-61.1% | $149,723-54.5% | $139,487-51.2% |
| Participation rate | 40.0% | 83.4%-43.4pp | 78.8%-38.8pp | 80.3%-40.3pp |
| Annual return | 14.37% | 166.82%-152.5pp | 134.50%-120.1pp | 373.84%-359.5pp |
| Employer contribution / active EE | $1,580 | $5,478-71.2% | $4,821-67.2% | $4,755-66.8% |
| Participant deferral / active EE | $5,398 | $6,522-17.2% | $5,682-5.0% | $6,713-19.6% |
| Admin fee / account holder | $2,979 | $16,158-81.6% | $13,215-77.5% | $11,407-73.9% |