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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,678 | $86,949-57.8% | $102,460-64.2% | $80,959-54.7% |
| Participation rate | 92.3% | 72.4%+19.9pp | 76.5%+15.8pp | 67.7%+24.6pp |
| Annual return | 15.58% | 18.89%-3.3pp | 29.47%-13.9pp | 35.67%-20.1pp |
| Employer contribution / active EE | $1,620 | $2,370-31.6% | $3,025-46.4% | $2,757-41.2% |
| Participant deferral / active EE | $4,594 | $4,121+11.5% | $5,056-9.1% | $4,300+6.8% |
| Admin fee / account holder | $3,165 | $8,048-60.7% | $9,460-66.5% | $6,925-54.3% |