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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,134 | $168,635+73.8% | $147,617+98.6% | $125,389+133.8% |
| Participation rate | 76.2% | 88.8%-12.6pp | 84.6%-8.4pp | 83.2%-7.0pp |
| Annual return | -1.98% | 77.65%-79.6pp | 61.98%-64.0pp | 282.24%-284.2pp |
| Employer contribution / active EE | $2,187 | $6,252-65.0% | $5,564-60.7% | $4,866-55.1% |
| Participant deferral / active EE | $5,891 | $5,507+7.0% | $4,895+20.3% | $5,352+10.1% |
| Admin fee / account holder | $546 | $13,580-96.0% | $11,612-95.3% | $9,541-94.3% |