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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,097 | $93,589-66.8% | $135,942-77.1% | $75,181-58.6% |
| Participation rate | 60.5% | 75.2%-14.7pp | 81.9%-21.4pp | 67.2%-6.7pp |
| Annual return | 42.11% | 30.90%+11.2pp | 68.28%-26.2pp | 160.69%-118.6pp |
| Employer contribution / active EE | $2,719 | $3,537-23.1% | $4,858-44.0% | $2,671+1.8% |
| Participant deferral / active EE | $7,351 | $6,405+14.8% | $7,759-5.3% | $4,126+78.2% |
| Admin fee / account holder | $2,085 | $6,977-70.1% | $10,764-80.6% | $5,650-63.1% |