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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,097 | $93,617-66.8% | $135,982-77.1% | $75,177-58.6% |
| Participation rate | 60.5% | 75.2%-14.7pp | 81.9%-21.4pp | 67.2%-6.7pp |
| Annual return | 42.11% | 30.89%+11.2pp | 68.32%-26.2pp | 160.75%-118.6pp |
| Employer contribution / active EE | $2,719 | $3,538-23.1% | $4,859-44.0% | $2,671+1.8% |
| Participant deferral / active EE | $7,351 | $6,406+14.7% | $7,760-5.3% | $4,126+78.1% |
| Admin fee / account holder | $2,085 | $6,980-70.1% | $10,767-80.6% | $5,651-63.1% |