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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,702 | $95,664-48.0% | $76,902-35.4% | $139,487-64.4% |
| Participation rate | 68.8% | 74.0%-5.3pp | 69.6%-0.9pp | 80.3%-11.6pp |
| Annual return | 16.37% | 55.03%-38.7pp | 37.91%-21.5pp | 373.84%-357.5pp |
| Employer contribution / active EE | $3,170 | $3,147+0.7% | $2,534+25.1% | $4,755-33.3% |
| Participant deferral / active EE | $6,950 | $4,626+50.2% | $3,833+81.3% | $6,713+3.5% |
| Admin fee / account holder | $17,731 | $8,311+113.4% | $5,479+223.6% | $11,407+55.4% |