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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,807 | $64,719-61.7% | $112,249-77.9% | $68,486-63.8% |
| Participation rate | 41.1% | 67.2%-26.1pp | 75.1%-34.0pp | 67.9%-26.8pp |
| Annual return | -17.89% | -11.40%-6.5pp | 27.48%-45.4pp | -7.85%-10.0pp |
| Employer contribution / active EE | $952 | $2,747-65.3% | $3,636-73.8% | $2,597-63.3% |
| Participant deferral / active EE | $2,341 | $3,565-34.3% | $4,729-50.5% | $4,028-41.9% |
| Admin fee / account holder | $2,067 | $5,232-60.5% | $6,412-67.8% | $5,404-61.8% |