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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,062 | $209,422-90.9% | $178,503-89.3% | $158,982-88.0% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | 13.13% | 188.81%-175.7pp | 151.12%-138.0pp | 302.99%-289.9pp |
| Employer contribution / active EE | $1,022 | $5,707-82.1% | $5,011-79.6% | $4,763-78.5% |
| Participant deferral / active EE | $2,417 | $5,955-59.4% | $5,202-53.5% | $5,983-59.6% |
| Admin fee / account holder | $7,380 | $17,079-56.8% | $13,987-47.2% | $11,252-34.4% |