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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,358 | $148,629-72.2% | $135,982-69.6% | $139,487-70.3% |
| Participation rate | 90.0% | 83.9%+6.1pp | 81.9%+8.1pp | 80.3%+9.7pp |
| Annual return | 39.60% | 79.33%-39.7pp | 68.32%-28.7pp | 373.84%-334.2pp |
| Employer contribution / active EE | $4,219 | $5,247-19.6% | $4,859-13.2% | $4,755-11.3% |
| Participant deferral / active EE | $10,701 | $8,102+32.1% | $7,760+37.9% | $6,713+59.4% |
| Admin fee / account holder | $4,403 | $12,406-64.5% | $10,767-59.1% | $11,407-61.4% |