Filed July 10, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,811 | $197,637-46.0% | $177,848-39.9% | $158,982-32.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 22.89% | 58.77%-35.9pp | 48.33%-25.4pp | 302.99%-280.1pp |
| Employer contribution / active EE | $9,695 | $6,698+44.7% | $5,919+63.8% | $4,763+103.5% |
| Participant deferral / active EE | $18,185 | $8,405+116.4% | $7,714+135.8% | $5,983+203.9% |
| Admin fee / account holder | $10,641 | $15,406-30.9% | $12,431-14.4% | $11,252-5.4% |