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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,563 | $165,399-75.5% | $149,745-72.9% | $158,982-74.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 37.95% | 348.34%-310.4pp | 276.72%-238.8pp | 302.99%-265.0pp |
| Employer contribution / active EE | $5,123 | $5,105+0.4% | $4,646+10.3% | $4,763+7.6% |
| Participant deferral / active EE | $3,198 | $7,183-55.5% | $6,843-53.3% | $5,983-46.6% |
| Admin fee / account holder | $465 | $10,811-95.7% | $9,312-95.0% | $11,252-95.9% |