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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,618 | $76,550+119.0% | $123,894+35.3% | $62,881+166.6% |
| Participation rate | 92.0% | 73.0%+19.0pp | 81.4%+10.6pp | 69.3%+22.7pp |
| Annual return | 16.99% | 18.67%-1.7pp | 47.52%-30.5pp | 20.14%-3.2pp |
| Employer contribution / active EE | $11,327 | $2,882+293.0% | $4,617+145.4% | $2,281+396.6% |
| Participant deferral / active EE | $11,079 | $4,840+128.9% | $5,984+85.1% | $3,203+245.9% |
| Admin fee / account holder | $11,118 | $4,826+130.4% | $8,357+33.0% | $4,296+158.8% |