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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,040 | $217,432-91.7% | $185,851-90.3% | $167,553-89.2% |
| Participation rate | 88.9% | 86.1%+2.8pp | 81.7%+7.2pp | 82.1%+6.8pp |
| Annual return | 23.47% | 148.43%-125.0pp | 122.11%-98.6pp | 478.89%-455.4pp |
| Employer contribution / active EE | $3,651 | $5,874-37.8% | $5,168-29.4% | $4,840-24.6% |
| Participant deferral / active EE | $8,501 | $6,357+33.7% | $5,569+52.7% | $6,343+34.0% |
| Admin fee / account holder | $479 | $19,820-97.6% | $16,245-97.1% | $12,316-96.1% |