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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,221 | $82,674-50.1% | $125,381-67.1% | $68,486-39.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.29% | -5.97%-13.3pp | 572.31%-591.6pp | -7.85%-11.4pp |
| Employer contribution / active EE | $3,648 | $3,382+7.9% | $4,815-24.2% | $2,597+40.5% |
| Participant deferral / active EE | $7,057 | $6,111+15.5% | $7,448-5.3% | $4,028+75.2% |
| Admin fee / account holder | $3,493 | $6,277-44.3% | $10,007-65.1% | $5,404-35.4% |