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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,675 | $78,423-73.6% | $95,964-78.5% | $79,856-74.1% |
| Participation rate | 58.7% | 73.5%-14.8pp | 77.1%-18.4pp | 69.6%-10.9pp |
| Annual return | 24.40% | 19.37%+5.0pp | 91.64%-67.2pp | 31.71%-7.3pp |
| Employer contribution / active EE | $1,499 | $1,945-22.9% | $2,541-41.0% | $2,471-39.3% |
| Participant deferral / active EE | $3,306 | $3,440-3.9% | $4,167-20.7% | $3,741-11.6% |
| Admin fee / account holder | $217 | $5,622-96.1% | $6,797-96.8% | $5,306-95.9% |