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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,150 | $138,076-52.1% | $123,553-46.5% | $135,380-51.1% |
| Participation rate | 86.7% | 84.7%+1.9pp | 82.3%+4.4pp | 82.6%+4.0pp |
| Annual return | -10.13% | 153.70%-163.8pp | 119.21%-129.3pp | 519.81%-529.9pp |
| Employer contribution / active EE | $7,894 | $5,152+53.2% | $4,628+70.6% | $4,779+65.2% |
| Participant deferral / active EE | $11,607 | $6,800+70.7% | $6,426+80.6% | $5,609+106.9% |
| Admin fee / account holder | $2,218 | $10,917-79.7% | $9,284-76.1% | $10,828-79.5% |