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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,458 | $209,425-55.9% | $178,499-48.2% | $158,966-41.8% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 16.42% | 188.80%-172.4pp | 151.10%-134.7pp | 302.95%-286.5pp |
| Employer contribution / active EE | $1,460 | $5,707-74.4% | $5,011-70.9% | $4,762-69.3% |
| Participant deferral / active EE | $4,384 | $5,955-26.4% | $5,202-15.7% | $5,983-26.7% |
| Admin fee / account holder | $1,152 | $17,078-93.3% | $13,986-91.8% | $11,250-89.8% |