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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,234 | $85,024-69.1% | $70,544-62.8% | $139,466-81.2% |
| Participation rate | 50.0% | 73.9%-23.9pp | 68.4%-18.4pp | 80.3%-30.3pp |
| Annual return | 12.02% | 30.39%-18.4pp | 32.79%-20.8pp | 373.66%-361.6pp |
| Employer contribution / active EE | $1,843 | $3,912-52.9% | $2,976-38.1% | $4,754-61.2% |
| Participant deferral / active EE | $3,092 | $5,891-47.5% | $4,568-32.3% | $6,712-53.9% |
| Admin fee / account holder | $5,393 | $8,928-39.6% | $6,427-16.1% | $11,409-52.7% |