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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,537 | $203,483-68.3% | $152,473-57.7% | $167,536-61.5% |
| Participation rate | 95.8% | 82.3%+13.5pp | 78.2%+17.6pp | 82.1%+13.7pp |
| Annual return | 14.87% | 13.80%+1.1pp | 757.59%-742.7pp | 478.82%-463.9pp |
| Employer contribution / active EE | $4,579 | $5,219-12.3% | $4,326+5.9% | $4,839-5.4% |
| Participant deferral / active EE | $6,138 | $6,711-8.5% | $5,817+5.5% | $6,342-3.2% |
| Admin fee / account holder | $2,296 | $22,521-89.8% | $15,811-85.5% | $12,315-81.4% |