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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,484 | $92,985-1.6% | $153,432-40.4% | $80,874+13.1% |
| Participation rate | 92.0% | 69.0%+23.0pp | 77.1%+14.9pp | 67.6%+24.4pp |
| Annual return | 15.09% | 19.95%-4.9pp | 15.66%-0.6pp | 35.62%-20.5pp |
| Employer contribution / active EE | $5,270 | $3,507+50.2% | $5,038+4.6% | $2,756+91.2% |
| Participant deferral / active EE | $7,771 | $5,178+50.1% | $6,757+15.0% | $4,297+80.8% |
| Admin fee / account holder | $598 | $8,880-93.3% | $12,725-95.3% | $6,935-91.4% |