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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,549 | $85,790-71.4% | $67,313-63.5% | $135,379-81.9% |
| Participation rate | 66.7% | 76.5%-9.8pp | 69.1%-2.4pp | 82.6%-16.0pp |
| Annual return | -4.43% | -0.54%-3.9pp | -4.08%-0.3pp | 519.79%-524.2pp |
| Employer contribution / active EE | $1,521 | $3,487-56.4% | $2,566-40.7% | $4,779-68.2% |
| Participant deferral / active EE | $3,130 | $4,651-32.7% | $3,568-12.3% | $5,609-44.2% |
| Admin fee / account holder | $1,563 | $6,392-75.6% | $4,507-65.3% | $10,828-85.6% |