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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,108 | $93,617-63.6% | $135,982-74.9% | $75,177-54.6% |
| Participation rate | 97.2% | 75.2%+22.0pp | 81.9%+15.3pp | 67.2%+30.0pp |
| Annual return | 23.50% | 30.89%-7.4pp | 68.32%-44.8pp | 160.75%-137.3pp |
| Employer contribution / active EE | $5,317 | $3,538+50.3% | $4,859+9.4% | $2,671+99.1% |
| Participant deferral / active EE | $5,274 | $6,406-17.7% | $7,760-32.0% | $4,126+27.8% |
| Admin fee / account holder | $2,159 | $6,980-69.1% | $10,767-80.0% | $5,651-61.8% |