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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,016 | $78,428+5.8% | $95,960-13.5% | $79,852+4.0% |
| Participation rate | 88.5% | 73.5%+15.0pp | 77.1%+11.4pp | 69.6%+18.8pp |
| Annual return | 11.57% | 19.37%-7.8pp | 91.63%-80.1pp | 31.72%-20.1pp |
| Employer contribution / active EE | $4,201 | $1,945+116.0% | $2,541+65.3% | $2,471+70.0% |
| Participant deferral / active EE | $5,769 | $3,440+67.7% | $4,167+38.5% | $3,740+54.2% |
| Admin fee / account holder | $17,489 | $5,622+211.1% | $6,797+157.3% | $5,306+229.6% |