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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,143 | $167,353-40.2% | $143,797-30.4% | $134,545-25.6% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -17.77% | 0.48%-18.2pp | -0.04%-17.7pp | 418.37%-436.1pp |
| Employer contribution / active EE | $2,028 | $5,620-63.9% | $4,952-59.0% | $4,742-57.2% |
| Participant deferral / active EE | $4,804 | $6,447-25.5% | $5,638-14.8% | $6,401-24.9% |
| Admin fee / account holder | $1,461 | $18,096-91.9% | $14,679-90.0% | $11,431-87.2% |