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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,859 | $72,273-53.2% | $101,275-66.6% | $79,856-57.6% |
| Participation rate | 63.0% | 68.5%-5.5pp | 75.8%-12.8pp | 69.6%-6.7pp |
| Annual return | 28.13% | 22.30%+5.8pp | 46.48%-18.3pp | 31.71%-3.6pp |
| Employer contribution / active EE | $2,749 | $2,691+2.1% | $3,660-24.9% | $2,471+11.2% |
| Participant deferral / active EE | $4,099 | $3,282+24.9% | $4,371-6.2% | $3,741+9.6% |
| Admin fee / account holder | $245 | $4,401-94.4% | $5,948-95.9% | $5,306-95.4% |