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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,894 | $26,549-36.4% | $61,452-72.5% | $66,938-74.8% |
| Participation rate | 31.8% | 38.1%-6.3pp | 52.6%-20.8pp | 69.8%-38.0pp |
| Annual return | -14.62% | -16.21%+1.6pp | 338.96%-353.6pp | 1.58%-16.2pp |
| Employer contribution / active EE | $617 | $651-5.4% | $1,160-46.8% | $2,545-75.8% |
| Participant deferral / active EE | $2,850 | $1,338+113.0% | $2,125+34.1% | $4,238-32.8% |
| Admin fee / account holder | $5,859 | $409+1333.8% | $2,131+174.9% | $594+887.1% |