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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,859 | $183,592-58.1% | $155,574-50.6% | $145,877-47.3% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.08% | 61.37%-49.3pp | 64.87%-52.8pp | 551.28%-539.2pp |
| Employer contribution / active EE | $1,687 | $5,317-68.3% | $4,676-63.9% | $4,663-63.8% |
| Participant deferral / active EE | $5,122 | $6,466-20.8% | $5,629-9.0% | $6,691-23.4% |
| Admin fee / account holder | $538 | $19,316-97.2% | $15,914-96.6% | $13,402-96.0% |