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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,750 | $162,136-76.7% | $152,301-75.2% | $154,746-75.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 6.36% | 91.02%-84.7pp | 80.50%-74.1pp | 172.34%-166.0pp |
| Employer contribution / active EE | $17,287 | $4,890+253.5% | $4,624+273.8% | $4,379+294.8% |
| Participant deferral / active EE | $8,999 | $8,341+7.9% | $8,004+12.4% | $6,730+33.7% |
| Admin fee / account holder | $48,331 | $15,759+206.7% | $14,398+235.7% | $14,365+236.4% |