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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,003 | $138,114+36.8% | $125,391+50.7% | $134,545+40.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -17.17% | 750.88%-768.1pp | 572.41%-589.6pp | 418.37%-435.5pp |
| Employer contribution / active EE | $8,976 | $5,246+71.1% | $4,816+86.4% | $4,742+89.3% |
| Participant deferral / active EE | $18,325 | $7,801+134.9% | $7,448+146.0% | $6,401+186.3% |
| Admin fee / account holder | $402 | $11,570-96.5% | $10,009-96.0% | $11,431-96.5% |