See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
LT TRUST COMPANY3 years Filed as: LT TRUST Service code 12 · EIN 61-1607607 1675 BROADWAYS, SUITE 500 · DENVER, CO 80202 | Participant loan processing; Custodia... | $10,946 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,440 | $43,133-92.0% | $89,391-96.2% | $73,488-95.3% |
| Participation rate | 47.5% | 55.0%-7.4pp | 68.0%-20.4pp | 70.7%-23.1pp |
| Annual return | 15.48% | 135.66%-120.2pp | 245.62%-230.1pp | 28.51%-13.0pp |
| Employer contribution / active EE | $244 | $1,438-83.0% | $2,586-90.6% | $2,270-89.2% |
| Participant deferral / active EE | $580 | $2,445-76.3% | $3,890-85.1% | $3,740-84.5% |
| Admin fee / account holder | $75 | $444-83.2% | $4,881-98.5% | $513-85.4% |