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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,067 | $181,896+6.1% | $156,551+23.3% | $273,972-29.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 7.81% | 30.74%-22.9pp | 32.23%-24.4pp | 41.46%-33.6pp |
| Employer contribution / active EE | $6,202 | $6,248-0.7% | $5,501+12.7% | $4,869+27.4% |
| Participant deferral / active EE | $5,728 | $5,550+3.2% | $4,871+17.6% | $5,287+8.3% |
| Admin fee / account holder | $2,994 | $15,560-80.8% | $13,028-77.0% | $10,133-70.5% |