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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,510 | $106,551-88.3% | $91,225-86.3% | $134,532-90.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -21.18% | 160.78%-182.0pp | 114.12%-135.3pp | 418.27%-439.4pp |
| Employer contribution / active EE | $8,982 | $3,331+169.6% | $2,851+215.0% | $4,741+89.4% |
| Participant deferral / active EE | $5,666 | $4,718+20.1% | $4,233+33.8% | $6,401-11.5% |
| Admin fee / account holder | $912 | $6,234-85.4% | $5,422-83.2% | $11,429-92.0% |