See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 4-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CDM RETIREMENT CONSULTANTS, INC.3+ years Service code 15 · EIN 52-2136664 300 E. JOPPA RD, STE. 601 · TOWSON, MD 21286 | Recordkeeping | $14,870 |
FIRST LANDING FINANCIAL, LLC3+ years Service code 22 2101 PARKS AVE, STE. 804 · VIRGINIA BEACH, VA 23451 | Insurance Broker | $6,906 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,772 | $54,726-82.1% | $68,793-85.8% | $64,186-84.8% |
| Participation rate | 21.5% | 68.0%-46.5pp | 72.2%-50.7pp | 69.6%-48.0pp |
| Annual return | -1.79% | -1.62%-0.2pp | -4.63%+2.8pp | 7.63%-9.4pp |
| Employer contribution / active EE | $0 | $1,846-100.0% | $2,625-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $1,099 | $2,626-58.1% | $3,311-66.8% | $3,470-68.3% |
| Admin fee / account holder | $444 | $4,027-89.0% | $5,131-91.3% | $4,888-90.9% |