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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,559 | $96,508-77.7% | $75,901-71.6% | $152,897-85.9% |
| Participation rate | 22.2% | 76.2%-54.0pp | 69.3%-47.1pp | 82.5%-60.2pp |
| Annual return | 32.65% | 33.99%-1.3pp | 30.76%+1.9pp | 345.43%-312.8pp |
| Employer contribution / active EE | $885 | $3,310-73.3% | $2,501-64.6% | $4,764-81.4% |
| Participant deferral / active EE | $1,803 | $4,554-60.4% | $3,603-50.0% | $5,851-69.2% |
| Admin fee / account holder | $4,571 | $8,081-43.4% | $5,420-15.7% | $11,599-60.6% |