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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,398 | $90,614-36.7% | $76,089-24.6% | $145,877-60.7% |
| Participation rate | 33.3% | 74.5%-41.2pp | 69.1%-35.8pp | 80.3%-47.0pp |
| Annual return | 14.26% | 623.80%-609.5pp | 360.94%-346.7pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,175 | $3,324-64.6% | $2,690-56.3% | $4,663-74.8% |
| Participant deferral / active EE | $3,177 | $5,168-38.5% | $4,259-25.4% | $6,691-52.5% |
| Admin fee / account holder | $2,108 | $8,376-74.8% | $6,418-67.2% | $13,402-84.3% |