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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,631 | $96,691-73.5% | $86,656-70.4% | $139,487-81.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 20.21% | 106.87%-86.7pp | 593.09%-572.9pp | 373.84%-353.6pp |
| Employer contribution / active EE | $1,770 | $3,267-45.8% | $3,025-41.5% | $4,755-62.8% |
| Participant deferral / active EE | $3,467 | $4,838-28.3% | $4,439-21.9% | $6,713-48.4% |
| Admin fee / account holder | $1,882 | $6,414-70.7% | $5,619-66.5% | $11,407-83.5% |