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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,681 | $106,008-11.6% | $92,240+1.6% | $147,586-36.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 18.68% | 50.05%-31.4pp | 176.29%-157.6pp | 578.59%-559.9pp |
| Employer contribution / active EE | $8,851 | $4,333+104.3% | $3,680+140.5% | $4,876+81.5% |
| Participant deferral / active EE | $7,037 | $4,478+57.1% | $3,897+80.6% | $5,439+29.4% |
| Admin fee / account holder | $2,150 | $6,333-66.1% | $5,194-58.6% | $10,886-80.3% |