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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,384 | $167,362-62.7% | $143,799-56.6% | $134,532-53.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.21% | 0.47%-23.7pp | -0.04%-23.2pp | 418.27%-441.5pp |
| Employer contribution / active EE | $13,060 | $5,620+132.4% | $4,952+163.7% | $4,741+175.5% |
| Participant deferral / active EE | $21,244 | $6,447+229.5% | $5,638+276.8% | $6,401+231.9% |
| Admin fee / account holder | $3,995 | $18,094-77.9% | $14,677-72.8% | $11,429-65.0% |