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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,698 | $103,392-91.6% | $87,104-90.0% | $152,897-94.3% |
| Participation rate | 57.9% | 79.4%-21.5pp | 76.9%-19.0pp | 82.5%-24.6pp |
| Annual return | 54.67% | 28.10%+26.6pp | 28.19%+26.5pp | 345.43%-290.8pp |
| Employer contribution / active EE | $927 | $3,221-71.2% | $2,521-63.2% | $4,764-80.5% |
| Participant deferral / active EE | $3,522 | $4,778-26.3% | $4,048-13.0% | $5,851-39.8% |
| Admin fee / account holder | $40 | $12,194-99.7% | $7,491-99.5% | $11,599-99.7% |