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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,241 | $65,364-84.3% | $92,909-89.0% | $72,975-86.0% |
| Participation rate | 67.4% | 68.3%-0.9pp | 76.0%-8.6pp | 69.5%-2.0pp |
| Annual return | 309.50% | 42.11%+267.4pp | 109.44%+200.1pp | 81.01%+228.5pp |
| Employer contribution / active EE | $1,746 | $2,594-32.7% | $3,653-52.2% | $2,440-28.5% |
| Participant deferral / active EE | $2,255 | $3,128-27.9% | $4,238-46.8% | $3,608-37.5% |
| Admin fee / account holder | $239 | $4,251-94.4% | $5,795-95.9% | $5,124-95.3% |