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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,865 | $167,353-63.0% | $143,797-57.0% | $134,545-54.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.49% | 0.48%-18.0pp | -0.04%-17.4pp | 418.37%-435.9pp |
| Employer contribution / active EE | $6,817 | $5,620+21.3% | $4,952+37.7% | $4,742+43.8% |
| Participant deferral / active EE | $5,917 | $6,447-8.2% | $5,638+4.9% | $6,401-7.6% |
| Admin fee / account holder | $651 | $18,096-96.4% | $14,679-95.6% | $11,431-94.3% |