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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,510 | $157,296-83.8% | $141,191-81.9% | $152,897-83.3% |
| Participation rate | 17.4% | 84.8%-67.4pp | 82.5%-65.1pp | 82.5%-65.1pp |
| Annual return | 23.98% | 64.34%-40.4pp | 71.41%-47.4pp | 345.43%-321.4pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $982 | $7,111-86.2% | $6,710-85.4% | $5,851-83.2% |
| Admin fee / account holder | $75 | $12,125-99.4% | $10,264-99.3% | $11,599-99.4% |