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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,039 | $155,555-24.8% | $146,866-20.3% | $155,188-24.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 18.28% | 115.41%-97.1pp | 102.85%-84.6pp | 148.84%-130.6pp |
| Employer contribution / active EE | $10,130 | $4,647+118.0% | $4,425+129.0% | $4,248+138.5% |
| Participant deferral / active EE | $4,485 | $8,044-44.2% | $7,759-42.2% | $6,531-31.3% |
| Admin fee / account holder | $1,637 | $14,755-88.9% | $13,620-88.0% | $14,480-88.7% |