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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,699 | $138,102+194.5% | $125,381+224.4% | $134,532+202.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -21.89% | 750.73%-772.6pp | 572.31%-594.2pp | 418.27%-440.2pp |
| Employer contribution / active EE | $5,053 | $5,245-3.7% | $4,815+4.9% | $4,741+6.6% |
| Participant deferral / active EE | $20,632 | $7,801+164.5% | $7,448+177.0% | $6,401+222.3% |
| Admin fee / account holder | $2,324 | $11,568-79.9% | $10,007-76.8% | $11,429-79.7% |