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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,648 | $64,176-89.6% | $112,263-94.1% | $66,949-90.1% |
| Participation rate | 95.4% | 68.4%+26.9pp | 75.1%+20.3pp | 69.8%+25.5pp |
| Annual return | -13.06% | -13.80%+0.7pp | 27.49%-40.5pp | 1.57%-14.6pp |
| Employer contribution / active EE | $594 | $3,007-80.2% | $3,636-83.7% | $2,545-76.7% |
| Participant deferral / active EE | $2,783 | $3,694-24.7% | $4,729-41.2% | $4,239-34.4% |
| Admin fee / account holder | $542 | $626-13.4% | $6,410-91.5% | $594-8.7% |