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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,401 | $165,381-24.2% | $149,730-16.2% | $158,966-21.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.76% | 348.29%-328.5pp | 276.70%-256.9pp | 302.95%-283.2pp |
| Employer contribution / active EE | $14,890 | $5,104+191.7% | $4,645+220.5% | $4,762+212.7% |
| Participant deferral / active EE | $11,682 | $7,182+62.7% | $6,843+70.7% | $5,983+95.3% |
| Admin fee / account holder | $973 | $10,809-91.0% | $9,310-89.6% | $11,250-91.4% |