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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,459 | $150,447-43.9% | $136,298-38.0% | $147,586-42.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 19.58% | 1049.15%-1029.6pp | 5156.27%-5136.7pp | 578.59%-559.0pp |
| Employer contribution / active EE | $9,247 | $5,256+75.9% | $4,696+96.9% | $4,876+89.6% |
| Participant deferral / active EE | $4,516 | $6,631-31.9% | $6,247-27.7% | $5,439-17.0% |
| Admin fee / account holder | $330 | $10,906-97.0% | $9,244-96.4% | $10,886-97.0% |