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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,580 | $154,365-21.9% | $130,231-7.4% | $139,466-13.5% |
| Participation rate | 57.1% | 79.9%-22.8pp | 76.3%-19.1pp | 80.3%-23.2pp |
| Annual return | 23.41% | 30.53%-7.1pp | 38.86%-15.5pp | 373.66%-350.3pp |
| Employer contribution / active EE | $1,910 | $5,170-63.1% | $4,126-53.7% | $4,754-59.8% |
| Participant deferral / active EE | $6,334 | $8,498-25.5% | $6,799-6.8% | $6,712-5.6% |
| Admin fee / account holder | $4,458 | $9,214-51.6% | $6,020-25.9% | $11,409-60.9% |