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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,633 | $84,236-86.2% | $170,435-93.2% | $70,126-83.4% |
| Participation rate | 54.9% | 70.8%-15.9pp | 83.6%-28.7pp | 69.5%-14.6pp |
| Annual return | 17.54% | 23.06%-5.5pp | 205.94%-188.4pp | 73.15%-55.6pp |
| Employer contribution / active EE | $592 | $3,387-82.5% | $5,432-89.1% | $2,343-74.7% |
| Participant deferral / active EE | $994 | $3,086-67.8% | $4,939-79.9% | $3,332-70.2% |
| Admin fee / account holder | $46 | $5,698-99.2% | $13,881-99.7% | $4,645-99.0% |