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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,042 | $165,381-28.0% | $149,730-20.5% | $158,966-25.1% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 12.63% | 348.29%-335.7pp | 276.70%-264.1pp | 302.95%-290.3pp |
| Employer contribution / active EE | $920 | $5,104-82.0% | $4,645-80.2% | $4,762-80.7% |
| Participant deferral / active EE | $5,625 | $7,182-21.7% | $6,843-17.8% | $5,983-6.0% |
| Admin fee / account holder | $523 | $10,809-95.2% | $9,310-94.4% | $11,250-95.3% |